Reasons someone would use the services of Carlson Agency LLC

Each year, thousands of people in Arkansas purchase, sell or refinance their home. A lot of these transactions consist of a simple line item for an appraisal. Almost all lenders still need a local expert because the stakes are very high, even though there are a budding number of automated home valuation processes that might appear to be more cost-effective than an appraisal. You might think that getting a mortgage is the only basis for getting an appraisal, but there are more cases when the services of a licensed, independent real estate professional might be beneficial.

Order appraisals online from Carlson Agency LLC by simply clicking here.

Let Carlson Agency LLC help you dispute your tax assessment in Marion County

It's likely you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are determined by a past assessment of your real estate, so if prices have gone down in your area, you can challenge your assessment and save money. An appraisal from Carlson Agency LLC is your best evidence when building your case. At Carlson Agency LLC,we can assist you in challenging your tax assessment.

PMI removal will lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask homeowners to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the real estate. Since the additional payment is usually folded into the monthly mortgage payment, it is often forgotten. This is unfavorable because PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to dismiss the PMI payments when the balance is paid down to 78% of the original value.

If you'd like to get rid of PMI, Carlson Agency LLC will produce a statement regarding the value of your home. The cost of the appraisal can often be regained in just a few months because you'll no longer be paying the PMI.

An appraisal from Carlson Agency LLC will help you settle a divorce with less stress

A divorce is a particularly daunting ordeal for the parties involved, and it is often more complicated by the troublesome decision of who keeps the house. Regardless of the situation, it's prudent to get an appraisal from Carlson Agency LLC so both parties are completely aware of the true market value of their house.

If the parties want to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to manage these issues, unlike wealthy individuals. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.

Carlson Agency LLC can help you with relocating to or from Marion County

We know the headaches associated with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our thorough process, we encourage relocating employees to provide feedback on the positive aspects of their property, along with information about any current sales or listings in their neighborhood that they want considered.

Don't sell out short or keep your home on the market too long.

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are based on our efforts to perform the appraisal report and not a percentage of the sales price.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes stay on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.